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Benefit period

Benefit period

The way that Original Medicare measures the use of hospital and skilled nursing facility (SNF) services. A benefit period begins the day a beneficiary is admitted as an inpatient in a hospital or an SNF. The benefit period ends when they haven’t gotten any inpatient hospital care (or skilled care in an SNF) for sixty days in a row. If a beneficiary goes into a hospital or an SNF after one benefit period has ended, a new benefit period begins. They must pay the inpatient hospital deductible for each benefit period. There’s no limit to the number of benefit periods.

The way that Original Medicare measures the use of hospital and skilled nursing facility (SNF) services. A benefit period begins the day a beneficiary is admitted as an inpatient in a hospital or an SNF. The benefit period ends when they haven’t gotten any inpatient hospital care (or skilled care in an SNF) for sixty days in a row. If a beneficiary goes into a hospital or an SNF after one benefit period has ended, a new benefit period begins. They must pay the inpatient hospital deductible for each benefit period. There’s no limit to the number of benefit periods.

  • A benefit period is a set period of time during which Medicare covers certain medical services and supplies. The length of a benefit period depends on the type of service or supply being provided.
  • For example, a benefit period for inpatient hospital care begins on the first day a beneficiary is formally admitted to the hospital as an inpatient and ends when they have been out of the hospital for sixty days in a row. If a beneficiary is readmitted to the hospital for a related illness within sixty days of being discharged, the new benefit period will be considered a continuation of the previous one, and they will not have to pay another inpatient deductible.
  • A benefit period for SNF care begins on the first day a beneficiary receives skilled nursing care in an SNF and ends when they have not received skilled nursing care or rehabilitation services for 60 days in a row. If a
    beneficiary is readmitted to an SNF within thirty days of being discharged, the new benefit period will be
    considered a continuation of the previous one, and they will not have to pay another SNF deductible.
  • It is important to note that the benefit periods described above apply only to Medicare Part A, which covers inpatient hospital and SNF care. Medicare Part B, which covers outpatient medical services and supplies, does not have benefit periods. Instead, the beneficiary is responsible for paying a copayment or coinsurance
    for most Part B services, and they are required to pay an annual deductible before their coverage begins.

Understanding the concept of benefit periods is essential for Medicare beneficiaries to grasp how their coverage works for hospital and SNF services. It determines when deductibles need to be paid and when coverage resets, impacting out-of-pocket costs for healthcare services.

Interested in mastering the intricacies of Medicare coverage, including benefit periods? Download our comprehensive E-book to gain insights into benefit periods, deductibles, and other aspects of Medicare coverage to make informed decisions about your healthcare.

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