/
/
Medicare Private Fee-For-Service (PFFS) Plan

Medicare Private Fee-For-Service (PFFS) Plan

A type of Medicare Advantage Plan (Part C) in which a beneficiary can generally go to any doctor or hospital an individual could go to if they had Original Medicare, if the doctor or hospital agrees to treat them. The plan determines how much it will pay doctors and hospitals, and how much the beneficiary must pay when they get care. A Private Fee-For-Service Plan is very different than Original Medicare, and a beneficiary must follow the plan rules carefully when they go for healthcare services. When a beneficiary is in a Private Fee-For-Service Plan, they may pay more or less for Medicare-covered benefits than in Original Medicare.

A type of Medicare Advantage Plan (Part C) in which a beneficiary can generally go to any doctor or hospital an individual could go to if they had Original Medicare, if the doctor or hospital agrees to treat them. The plan determines how much it will pay doctors and hospitals, and how much the beneficiary must pay when they get care. A Private Fee-For-Service Plan is very different than Original Medicare, and a beneficiary must follow the plan rules carefully when they go for healthcare services. When a beneficiary is in a Private Fee-For-Service Plan, they may pay more or less for Medicare-covered benefits than in Original Medicare.

  • A Medicare Private Fee-For-Service (PFFS) Plan is a type of Medicare Advantage Plan that is offered by private insurance companies. These plans are designed to provide coverage for the services covered under Original Medicare (Parts A and B), as well as additional benefits such as vision, dental, and hearing coverage.
  • One of the main benefits of a Medicare PFFS Plan is that it can provide individuals with access to a wide range of medical services and benefits all in one place. These plans often have lower out-of-pocket costs than Original Medicare and may also include additional benefits such as routine vision, dental, and hearing coverage.
  • Medicare PFFS Plans typically allow individuals to see any healthcare provider that accepts the terms and conditions of the plan, although they may have lower out-of-pocket costs if they use providers within the plan’s network. These plans may also have deductibles, copays, and coinsurance for certain services.
  • It is important to note that Medicare PFFS Plans are required to provide at least the same level of coverage as Original Medicare, but they may have different rules and restrictions on coverage. In addition, individuals who enroll in a Medicare PFFS Plan may be responsible for paying premiums in addition to their Part B
    premium.
  • Understanding Medicare PFFS Plans is vital for beneficiaries looking for Medicare coverage beyond Original Medicare. These plans offer flexibility in choosing healthcare providers, allowing beneficiaries to see any doctor or hospital that accepts the plan's terms and conditions.

    Discover the flexibility and benefits of Medicare PFFS Plans! Download our comprehensive e-book to learn more about how these plans can enhance your Medicare coverage. Gain insights and make informed decisions about your healthcare. Download now!

    Get Personalized Medicare Guidance
    Navigating Medicare can be overwhelming. Our experts are here to provide personalized guidance tailored to your needs.
    Related Glossary

    Think You Know Medicare?

    Take This Quiz to Prove It!