- The Medigap Open Enrollment Period is a six-month period during which individuals who are enrolled in Original Medicare (Parts A and B) are allowed to purchase a Medigap policy without having to undergo medical underwriting. This period begins the month that an individual is sixty-five years old and enrolled in Medicare Part B.
- One of the main benefits of the Medigap Open Enrollment Period is that it allows individuals to purchase a Medigap policy without having to worry about being denied coverage due to pre-existing conditions. During this period, insurance companies are required to sell a Medigap policy to any individual who is
eligible, regardless of their health status. - It is important to note that the Medigap Open Enrollment Period is a limited-time opportunity, and individuals who miss this window may have to undergo medical underwriting in order to purchase a Medigap policy. In addition, Medigap policies may not be available to individuals who are under the age of sixty-five or who are not enrolled in Medicare Part B.