/
/
State Health Insurance Assistance Program (SHIP)

State Health Insurance Assistance Program (SHIP)

A state program that gets money from the federal government to give free local health insurance counseling to people with Medicare.

A state program that gets money from the federal government to give free local health insurance counseling to people with Medicare.

  • The SHIP is a free, unbiased counseling service that is provided by the U.S. Government to help individuals with Medicare understand their options and make informed decisions about their healthcare coverage. SHIP is funded through the CMS and is administered by the states.
  • SHIP counselors are trained to provide personalized assistance to individuals with Medicare and their families. They can help beneficiaries understand their Medicare coverage options, including Original Medicare (consisting of Part A and Part B), Medicare Advantage plans, and Medicare Part D PDPs. They can also provide information on Medicare supplements (also known as Medigap policies), which can help cover out-of-pocket costs under Original Medicare.
  • SHIP counselors can also provide assistance with enrolling in Medicare, filing appeals, and understanding Medicare billing and claims. They can provide assistance in person, over the phone, or online, depending on the state in which the individual resides.
  • SHIP counselors are trained to provide personalized assistance to individuals with Medicare and their families.

SHIP offers invaluable guidance, clarifying complex Medicare nuances, empowering beneficiaries to make informed decisions, maximize benefits, and resolve coverage issues effectively.

Dive deeper into SHIP's benefits and empower yourself with Medicare knowledge. Download our insightful e-book now to unlock expert advice on leveraging SHIP for optimal Medicare outcomes.

Get Personalized Medicare Guidance
Navigating Medicare can be overwhelming. Our experts are here to provide personalized guidance tailored to your needs.
Related Glossary

Think You Know Medicare?

Take This Quiz to Prove It!