About the Author

Carter Gray

Carter Gray is one of the Managing Principals of Pacific Insurance Group in Bellevue, Washington. He has a Bachelor of Arts degree in English literature from the University of Washington and has been licensed in the insurance industry since 2000, helping thousands of clients with their insurance journey.
A Provider Transaction Access Number (PTAN) is a unique identifier assigned by Medicare to healthcare providers in the Medicare program.
WellCare Health Plans, Inc. was founded in 1985 with a mission to provide quality healthcare solutions for individuals and families.
Medicare Advantage Plans, also known as Part C, are an alternative to Original Medicare.
These plans are an alternative to Original Medicare, which is the traditional fee-for-service program offered directly through the federal government.
The Annual Notice of Change (ANOC) is a document that Medicare beneficiaries receive each year from their Medicare plan providers.
End-of-life care refers to the support and medical care given during the time surrounding death.
A Medicare deductible is a predetermined amount that you must pay for healthcare services before your Medicare plan starts covering the costs.
State Pharmaceutical Assistance Programs (SPAPs) are state-run initiatives that assist residents in paying for prescription drugs.
MSA Health Insurance is a unique type of health insurance plan that combines a high-deductible health plan (HDHP) with a medical savings account (MSA).

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