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About the Author

Carter Gray

Carter Gray is one of the Managing Principals of Pacific Insurance Group in Bellevue, Washington. He has a Bachelor of Arts degree in English literature from the University of Washington and has been licensed in the insurance industry since 2000, helping thousands of clients with their insurance journey.

First-Timer’s Guide to Original Medicare

Embarking on the journey of Medicare can seem daunting at first, but understanding the fundamentals of Original Medicare is a crucial step in navigating the complexities of healthcare in retirement.
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Early Medicare Eligibility: Insights from the ‘Book of Medicare’

Uncover who qualifies for Medicare before 65 and learn the application process with guidance from the "Book of Medicare," your ultimate guide to early Medicare eligibility.
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Avoid Medicare Penalties: Expert Tips from the ‘Book of Medicare’

Learn how to avoid late enrollment penalties and common fines with Medicare through strategic guidance found in the "Book of Medicare." Protect yourself from unnecessary costs.
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Optimize Coverage with the ‘Book of Medicare’

Unlock the full potential of your Medicare benefits with strategic insights from the "Book of Medicare." Learn how to leverage your coverage for comprehensive healthcare.
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Guide to Medicare Choices: The ‘Book of Medicare’ Way

Make informed decisions about your Medicare coverage with expert insights from the "Book of Medicare." Learn how to choose between Original Medicare, Medigap, and Medicare Advantage plans.
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Medicare Advantage Insights from the ‘Book of Medicare’

Medicare Advantage Plans, also known as Part C, offer an alternative to
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Why Choose Original Medicare?

Signing up for Original Medicare is an important decision for many individuals as they approach age 65 or if they meet certain eligibility criteria due to disability.
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12 Tips to Navigate the Medicare Donut Hole

The Medicare Prescription Coverage Gap, commonly known as the “Medicare Donut Hole,” is a temporary gap in prescription drug coverage under Medicare Part D.
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How to Appeal a Medicare Claim Successfully?

If you believe that a Medicare claim has been denied unfairly or you disagree with the amount paid for a covered service, you have the right to appeal the decision.
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