About the Author

Carter Gray

Carter Gray is one of the Managing Principals of Pacific Insurance Group in Bellevue, Washington. He has a Bachelor of Arts degree in English literature from the University of Washington and has been licensed in the insurance industry since 2000, helping thousands of clients with their insurance journey.
Medicare Advantage and Medicare Supplement (Medigap) are two prominent options available to Medicare beneficiaries.
The Initial Coverage Election Period (ICEP) is a specific timeframe when individuals can first enroll in a Medicare Advantage plan.
Medicare Part D is a federal program that helps cover the cost of prescription drugs.
Medicare Part C, or Medicare Advantage, is an alternative to Original Medicare (Parts A and B).
Medicare Part B, also known as Medical Insurance, primarily covers outpatient care, doctor services, preventive services.
Medicare Part A, also known as Hospital Insurance, is one of the four parts of the Medicare program.
Choosing a Medicare Advantage plan is not a one-size-fits-all decision. Different individuals have varying health needs.
The Initial Coverage Election Period (ICEP) is your first opportunity to enroll in a Medicare Advantage (Part C) plan.
A Special Enrollment Period (SEP) is a designated time outside the usual Medicare enrollment periods when individuals can sign up for Medicare Part A and/or Part B, Medicare Advantage (Part C)

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