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Worker’s compensation

Worker’s compensation

An insurance plan that employers are required to have to cover employees who get sick or injured on the job.

An insurance plan that employers are required to have to cover employees who get sick or injured on the job.

  • Worker’s compensation is a type of insurance that covers medical expenses and lost wages for individuals who are injured on the job. Worker’s compensation is provided by the employer and is typically required by state law.
  • In the context of Medicare, worker’s compensation is a secondary payer to Medicare. This means that if an individual receives worker’s compensation benefits for a work-related injury or illness, Medicare may pay for some of the medical expenses that are not covered by worker’s compensation.
  • If an individual is receiving worker’s compensation benefits, Medicare may pay for medical expenses that are not covered by worker’s compensation if the expenses are medically necessary and reasonable. Medicare may also pay for medical expenses that are related to a work-related injury or illness, even if the individual is not receiving worker’s compensation benefits.
  • It is important for individuals who are receiving worker’s compensation benefits to notify their worker’s compensation insurer and their Medicare plan about the injury or illness, as this can help ensure that their medical expenses are covered by the appropriate payer.
  • If a Medicare beneficiary is receiving worker’s compensation benefits for a work-related injury or illness, it is important to notify the workers’ compensation insurer and the Medicare plan about the injury or illness. The beneficiary should also keep track of their medical expenses and receipts, as you may need to provide.

Understanding worker's compensation is crucial for both employers and employees. For workers, it ensures financial protection and access to necessary medical treatment in case of work-related injuries. For employers, it fulfills legal obligations and helps maintain a safe work environment.

Explore our comprehensive guide on navigating worker's compensation and Medicare coverage. Download our e-book today to learn how to effectively manage medical expenses and ensure proper compensation for work-related injuries. Protect your rights and well-being with valuable insights from our experts.

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